# Coppermead Business Funding > Coppermead Business Funding is a small-business funding broker at 28 S Market Pl, Springfield, OH 45502 (phone (937) 442-5419). It helps businesses in Springfield, OH; Troy, OH and across Clark County, Ohio, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Coppermead Business Funding hands business funding requests to funding partners; every partner weighs a request on its own and sets its own credit decision, rates and terms. Coppermead Business Funding is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Coppermead Business Funding does not arrange personal, payday, auto title or mortgage loans, startup or SBA loans, or grants. Key facts: - Business type: small-business funding broker (not a lender) - Address: 28 S Market Pl, Springfield, OH 45502, United States - Phone: (937) 442-5419 - Apply: https://coppermeadbusinessfunding.com/apply/ - Service area: Springfield, OH; Troy, OH and all of Clark County, Ohio - Language: English ## Funding options - [Choosing Among Business Financing in Springfield, OH](https://coppermeadbusinessfunding.com/business-loans/): Coppermead Business Funding compares six kinds of business financing for owners in Springfield, Ohio and across Clark County: working capital, term loans, business lines of credit, inventory financing, equipment financing and merchant cash advances. Each option is matched to the purpose it suits, how it is paid back or remitted, and what a funding partner reviews. - [Working Capital Loans in Springfield, OH, Explained for Owners](https://coppermeadbusinessfunding.com/business-loans/working-capital/): Coppermead Business Funding explains working capital loans for businesses in Springfield, Ohio and across Clark County: payroll gaps, supplier bills, restaurant and practice cash cycles, and slow receipts. The page covers what funding partners read, a worked payroll example, how working capital differs from a credit line or a cash advance, and how to total the cost. - [Business Term Loans for Springfield, OH and Clark County, OH Companies](https://coppermeadbusinessfunding.com/business-loans/term-loans/): Coppermead Business Funding explains business term loans for companies in Springfield, Ohio and Clark County: buying an existing business, build-outs, expansion and partner buyouts. The page covers what a funding partner reads in an acquisition request, a worked purchase example, how a term loan differs from a merchant cash advance, and the records to gather. - [Using Business Lines of Credit in Springfield, OH](https://coppermeadbusinessfunding.com/business-loans/line-of-credit/): Coppermead Business Funding explains business lines of credit for companies in Springfield, Ohio and Clark County: how draws, limits and renewals work, lines for LLCs and newer businesses, and how a credit line compares with a term loan or a merchant cash advance. It includes a worked interest example and the records partners read. - [Inventory Financing for Springfield, OH Employers and Shops](https://coppermeadbusinessfunding.com/business-loans/inventory-financing/): Coppermead Business Funding explains inventory financing for shops and employers in Springfield, Ohio and Clark County: how stock-backed loans and lines work, bulk and pre-holiday orders, boutiques and grocers, and the paperwork partners review. It includes a worked purchase example and compares inventory financing with a line of credit and working capital. - [Equipment Financing in Springfield, OH: Uses, Terms and Paperwork](https://coppermeadbusinessfunding.com/equipment-financing/): Coppermead Business Funding explains equipment financing for businesses in Springfield, Ohio and Clark County: fitness equipment, auto shop lifts, machine shop tools, salon stations and food trucks. The page covers loans versus leases, capital leases, a worked payment example, county figures for the industries that use each type, and the paperwork a funding partner reads. - [Merchant Cash Advance for Springfield, OH Employers and Shops](https://coppermeadbusinessfunding.com/merchant-cash-advance/): Coppermead Business Funding explains merchant cash advances for Springfield, Ohio and Clark County businesses: how the purchase of future receipts works, how remittances are collected, how it differs from revenue-based financing and from a loan, and which costs to add up. A worked example shows the total to be remitted, and legal questions are flagged for counsel. ## Industries - [Springfield, OH Business Financing by Industry](https://coppermeadbusinessfunding.com/industries/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, groups funding notes by industry: food and drink, health care, child care, hospitality, personal services, auto, retail, construction, building services, manufacturing and professional services. Thirteen industries have full pages; the rest have a note here with Clark County counts from the Census Bureau. - [Restaurant Loans in Springfield, OH, From Equipment to Working Capital](https://coppermeadbusinessfunding.com/industries/restaurants/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains restaurant loans for Clark County kitchens: equipment financing, working capital for food and payroll, bank loans, buying an existing restaurant and cash advances. The page uses Census counts for full-service and limited-service restaurants and shows what funding partners read. - [Medical Practice Loans in Springfield, OH: What Medical Offices Should Know](https://coppermeadbusinessfunding.com/industries/medical-practices/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains medical practice loans for Clark County physician offices: equipment financing, working capital between insurer payments, buying or expanding a practice, and what partners read. It uses Census counts for physician offices and related health care employers. - [Dental Office Loans for Clark County, OH Dental Offices (Springfield, OH)](https://coppermeadbusinessfunding.com/industries/dental-practices/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains dental office loans for Clark County practices: dental equipment loans, dental office acquisition, working capital and build-outs. It uses Census counts for dental offices and shows the records funding partners read and a worked acquisition example. - [Salon Business Loans for Springfield, OH Owners Planning Growth](https://coppermeadbusinessfunding.com/industries/salons/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains salon business loans for Clark County beauty salons, nail salons and barber shops: equipment and furniture financing, build-outs, working capital and buying a salon. It uses Census counts from two separate programs and shows what funding partners read. - [Auto Repair Shop Loans Arranged for Repair Shop Owners in Springfield, OH](https://coppermeadbusinessfunding.com/industries/auto-repair/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains auto repair shop loans for Clark County garages: two-post and four-post lift financing, diagnostic equipment, working capital for parts and payroll, and buying an existing shop. It uses Census counts for repair shops and parts stores and shows what partners read. - [Comparing Grocery Store Loans in Springfield, OH](https://coppermeadbusinessfunding.com/industries/grocery-stores/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains grocery store loans for Clark County grocers, convenience stores and liquor stores: inventory financing, refrigeration and equipment, working capital and buying an existing store. It uses Census counts for grocery and convenience stores and shows what partners read. - [Landscaping Equipment Financing in Springfield, OH: Mowers, Trucks and Plows](https://coppermeadbusinessfunding.com/industries/landscaping/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains landscaping equipment financing for Clark County lawn care and landscape businesses: mowers, trucks, trailers, plows and skid steers, working capital for payroll and fuel, and buying a route. It uses Census counts from two programs and shows what partners read. - [Business Loans for Retail: A Guide for Springfield, OH Shop Owners](https://coppermeadbusinessfunding.com/industries/retail/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains business loans for retail in Clark County: inventory financing, credit lines, fixtures and POS systems, working capital and buying a store. It uses Census counts for retail as a whole and for store types from clothing to building materials, and shows what partners read. - [How Contractors in Springfield, OH Use Construction Business Loans](https://coppermeadbusinessfunding.com/industries/construction/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains construction business loans for Clark County builders and trades: contractor credit lines, construction and heavy equipment financing, equipment terms, plumbing contractors and buying a contracting business. It uses Census counts for construction, trades and permits. - [Machine Shop Loans in Springfield, OH](https://coppermeadbusinessfunding.com/industries/machine-shops/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains machine shop loans for Clark County fabricators and machine shops: new and used CNC machine financing, metal shop equipment, machinery loans, working capital and buying a shop. It uses Census counts for fabricated metal manufacturing and machinery repair. - [Gas Station Loans for Springfield, OH Station and Store Owners](https://coppermeadbusinessfunding.com/industries/gas-stations-convenience-stores/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains gas station loans for Clark County station and convenience store owners: buying a station or a franchise, the purchase price and down payment, fuel and store stock, and equipment. It uses Census counts for gas stations and convenience stores and shows what partners read. - [Springfield, OH Chiropractic Practice Loans for Therapy Practices](https://coppermeadbusinessfunding.com/industries/chiropractors-and-therapists/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains chiropractic practice loans for Clark County chiropractors and physical therapy clinics: equipment financing, working capital, build-outs and buying a practice. It uses Census counts for offices of other health practitioners and shows what partners read. - [HVAC Business Loans Across Clark County, OH and Springfield, OH](https://coppermeadbusinessfunding.com/industries/plumbing-hvac/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains HVAC business loans for Clark County plumbing, heating and air conditioning contractors: vans and tools, units bought for installs, working capital, and buying a contractor. It uses Census counts for the trade and shows what partners read. ## Guides and calculators - [Guides for Springfield, OH Owners Preparing a Business Loan Request](https://coppermeadbusinessfunding.com/resources/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, collects guides for Clark County owners: Springfield zoning and building permits, the types of business lenders in Ohio and a food truck loan calculator, with notes on which guide to read first for restaurants and medical and dental practices, and the official sources behind them. - [Springfield, OH Zoning Code and Building Permits: What Owners Check Before a Build-Out](https://coppermeadbusinessfunding.com/resources/springfield-oh-zoning-and-building-permits/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains how zoning and building permits affect a funding request: city, county and township jurisdiction, where to find the zoning code and map, permit records a partner may ask about, and how permits shape build-out and equipment timelines. Rules, fees and dates are confirmed with each office. - [Types of Business Lenders in Ohio: A Guide for Springfield, OH Owners](https://coppermeadbusinessfunding.com/resources/types-of-business-lenders-in-ohio/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, compares the types of business lenders in Ohio: community and regional banks, credit unions, community development financial institutions, online lenders, equipment finance companies, factoring companies and merchant cash advance providers. It explains what each reviews and where partner matching fits. - [Food Truck Loan Calculator for Springfield, OH Owners](https://coppermeadbusinessfunding.com/resources/food-truck-loan-calculator/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, offers a food truck loan calculator for Clark County restaurants and caterers adding a truck: it estimates the monthly payment and total cost from price, down payment, rate and term. The page explains each field, a worked example and the records a partner reads for an existing food business. ## Areas served - [Springfield, OH Business Loans and the Clark County, OH Business Mix](https://coppermeadbusinessfunding.com/springfield-oh/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, collects Clark County business figures from the Census Bureau: employer and nonemployer counts, size classes, leading sectors, ZIP-level counts and self-employment. It explains the kinds of lenders serving Springfield, funding by purpose, the city income tax in a funding file, and buying an existing business. - [Small Business Funding Across Clark County, OH From Springfield, OH](https://coppermeadbusinessfunding.com/service-areas/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, lists the areas it serves: Springfield and Clark County, Troy with its own page, and nearby towns described with ZIP Code Business Patterns figures. It also covers Clark County business license questions as a funding partner may raise them, and why some towns have no page. - [Funding Options for Troy, OH Businesses](https://coppermeadbusinessfunding.com/service-areas/troy-oh/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, serves owners in Troy, Ohio (Miami County) by phone and form. The page gives ZIP 45373 employer counts by sector and Troy self-employment figures from the Census Bureau, and covers businesses for sale, commercial real estate questions and how a request is decided. ## Company - [Small Business Loans in Springfield, OH: Credit Lines, Equipment and Working Capital](https://coppermeadbusinessfunding.com/): From Springfield, Ohio, Coppermead Business Funding helps small businesses put funding requests in front of partners. Owners across Clark County and in Troy can send a request by phone or through the online form. Each request is sorted by what the money is for and passed to funding partners, who review it and decide. The site compares six funding options and thirteen industries. - [How to Get a Small Business Loan in Springfield, OH: The Process in Plain Terms](https://coppermeadbusinessfunding.com/how-it-works/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, sets out how a funding request moves: first conversation, a short list of options, partner review and your decision. The page explains how partners judge a commercial loan request, the records they ask for by product, what affects timing, and property purchase questions. - [Springfield, OH Business Funding Questions, Answered Plainly](https://coppermeadbusinessfunding.com/faq/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, answers common questions from Clark County owners: commercial business loans, merchant cash advances, qualifying, where to apply, buying an existing business and term loan labels. Each reply links onward to the Coppermead page that explains it at length. - [Coppermead Business Funding and How We Arrange Business Loans in Springfield, OH](https://coppermeadbusinessfunding.com/about/): Coppermead Business Funding runs a small-business funding service out of Springfield, Ohio. It talks through what the money is for, sorts six funding options by purpose, and passes the request to funding partners, who review it and decide. The page sets out what Coppermead does and does not do, the Clark County industries it writes about, and how a request moves. - [Reach Coppermead Business Funding in Springfield, OH About Business Financing](https://coppermeadbusinessfunding.com/contact/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, can be reached by phone at (937) 442-5419 or through the online request form. The page gives the location with a map, explains what follows a call or a form, and how owners across Clark County and in Troy send requests. - [Apply Once for Business Funding Options in Springfield, OH](https://coppermeadbusinessfunding.com/apply/): Coppermead Business Funding of Springfield, Ohio takes funding requests through this page's form or by phone. The form covers full name, phone, email, an optional company name and three range picks, and closes with a required consent box. Below, each field is explained, along with the records a partner might want and how this compares with a credit union application. - [Disclosures for Coppermead Business Funding, Springfield, OH](https://coppermeadbusinessfunding.com/disclosures/): Coppermead Business Funding, a small-business funding service in Springfield, Ohio, explains its role here: it passes funding requests to partners and does not fund them itself. Partners review requests and make their own decisions. The page also covers merchant cash advances, how information is shared and what to check in any offer. ## Optional - [Full text of every page](https://coppermeadbusinessfunding.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://coppermeadbusinessfunding.com/sitemap.xml)